Getting Started with FD North America
Business owners can expand their revenue-generating opportunities by setting up a First Direct North America merchant account to accept credit cards, PIN-secured and signature debit cards, checks and gift cards from customers. Merchants can be assured that: We work with our customers and use our technology, experience and resources to deliver tailored payment solutions to fit your business today
We give you the ability to accept transactions in a safer, more reliable and more profitable environment
Why Choose FD North America?
Absolutely free setup
Access to customer service 24/7 in more than 140 languages and dialects
Increase business efficiency with faster processing capabilities
Highly advanced fraud protection services
Credit card transaction fees and rates are among the lowest in the industry: as low as 0.05% for retail. As low as 10 cents for internet, phone order, and mail order merchants
Credit Card Process?
Whether choosing to accept only credit cards or virtually every non-cash transaction, including PIN-secured and signature debit cards, gift cards, TeleCheck Electronic Check Acceptance® Verification Service or electronic check processing, First Direct North America can help businesses capture new revenue through increased payment options.
Creating a First Direct North America merchant account is quick and easy. Complete a merchant application and, barring any discrepancies, most accounts are approved within 48 hours.
First Direct North America products are designed to suit all payment processing needs, with products ranging from hardwired transaction terminals, PIN pads and printers to wireless, handheld terminals.
Helps relieve merchants of data storage risks
Reduces PCI scope
Reduces risks and costs to financial institutions
Protects consumers from identify theft and fraud
First Direct North America has several programs in place to help limit liability and help reduce chances of fraudulent activity. Our back-office fucntionality and mutiple feature options allow us to maximize the speed and security of no-cash payment offerings.
In addition, daily transaction monitoring for all of our merchant accounts help prevent:
High rate of returns
Reason #1: Merchants are not comparing the signature on the back of the card with the cardholder’s signature
Reason #2: Merchants must take the time to verify information that is given over the Internet or via the telephone. Because this is a non-face-to-face transaction, it is important to make certain that the person using the card is the cardholder. If need be, call the cardholder to confirm the order.
Reason #3: Face-to-face transactions also require due diligence on the merchants’ part. Check the credit card for the hologram, and make certain it bears no alteration marks.
Reason #4: The merchant rushes through the transaction. Consumers who knowingly commit credit card fraud at a store wait for a busy time when it is unlikely that the merchant will scrutinize the card.
It’s Fast, Easy and Secure!…And FREE.
Besides absolutely free** setup, our processing fees and rates are among the lowest in the industry: as low as 0.39% for retail, face-to-face merchants, and transaction fees as low as 1.00% for internet, phone order, and mail order merchants.